Don’t Let Small Problems Become Big Insurance Issues
Home maintenance is important for homeowners. Small issues like a loose shingle or minor leak may seem minor, but they can turn into bigger problems over time if left unaddressed. Poor home maintenance can potentially lead to insurance claims being denied if the damage arises from deferred maintenance. Insurance policies generally cover unexpected damage, not issues that developed from lack of home upkeep.
Some insurance companies are increasing home inspections during the renewal process to check for maintenance issues. Homeowners may receive a list of items needing repair, or in more serious cases, a non-renewal notice requiring them to find a new insurer. This demonstrates how critical home maintenance is for continuing coverage.
In summary, staying on top of home repairs and maintenance is key for homeowners. Minor issues should be addressed before they worsen and potentially affect insurance coverage. Homeowners who are not diligent with upkeep may need to enlist the help of professionals to keep their homes in good shape. Maintaining your home protects your investment and helps avoid problems with insurance down the road.