What is a Down Payment Gift and Who Can Give it?

What is a Down Payment Gift and Who Can Give it?

When it comes to buying a home, one of the most significant hurdles many first-time buyers face is the down payment. However, a down payment gift can alleviate some of that burden. Understanding what a down payment gift is and who can provide one can 

What Comes With The House?

What Comes With The House?

When buying or selling a home, there is a lot going on. It can be easy to get caught up in the process and activity and overlook details that are important. One of the most overlooked issues is to define what comes with the home. 

Selling Your Home AS-IS

Selling Your Home AS-IS

Selling a home as-is can be a strategic decision for many homeowners. This option often appeals to those who want to avoid the costs of repairs after negotiations, homeowners with limited equity, or those facing financial challenges. It can also set clear expectations that buyers 

Is the DIY Trend Over or Just Getting Going?

Is the DIY Trend Over or Just Getting Going?

Since the launch of HGTV, the DIY (Do It Yourself) projects have been all the rage. Young and old DIYers have spent their weekend browsing the big box home stores and searching for YouTube how-to videos. Then they spend their free time doing everything from 

Circadian Rhythm Lighting– Using the Power of Light in Your Home

Circadian Rhythm Lighting– Using the Power of Light in Your Home

One’s Circadian Rhythm is the natural sleep and wake cycle that provides the body with the greatest degree of health and wellness. One of the newest trends in interior design and architecture is mimicking this cycle using proper lighting. Harnessing the power of light can 

Should I Use A Friend As My Real Estate Agent?

Should I Use A Friend As My Real Estate Agent?

There are lots of articles warning people about the problem of using a friend as a real estate agent. Concerns range from their level of experience to the impact it may have on their friendship if something goes wrong. While it is important to use 

Help! My Home is Unique– How Do I Price it Right to Sell?

Help! My Home is Unique– How Do I Price it Right to Sell?

Most homes can be easily priced by looking at comparable properties in the area. A real estate agent will look at recent sales of similar homes as well as market trends– is it an accelerating market or a declining market? But for sellers who own 

Choosing the Right Community– Six Questions to Ask

Choosing the Right Community– Six Questions to Ask

Nothing is more frustrating than finding a wonderful house and then realizing that the neighborhood is not as great. Everyone has heard the expression, “location, location, location,” and it’s one of the main reasons homeowners say they love their home. Yes, the chef’s kitchen is 

Buyer’s Don’t Let “As Is” Scare You!

Buyer’s Don’t Let “As Is” Scare You!

Seeing “as is” on a home listing can make some homebuyers nervous. The first thought often is, “what’s wrong with the home”? In fact, the term “as is” should not scare you away from a home that otherwise looks like a good fit. Understanding the 

How Lenders Treat Commissions When Qualifying for a Home Loan

How Lenders Treat Commissions When Qualifying for a Home Loan

One of the biggest factors lenders use in qualifying potential home buyers is income. When coupled with credit scores, income is critical in reducing the risk for the lender which in turn gives the buyer better terms, lowering costs. For most borrowers, income is a