Energy Vampires – Why Your Electric Bill Is So High

Energy Vampires – Why Your Electric Bill Is So High

Does it seem like you do everything possible to lower your electric bill and still see no measurable difference in your bill? The simple reason is you may have energy vampires in your home. The good news is these creepy creatures do not require a 

Inflation is Rising-Should I Still Buy A Home?

Inflation is Rising-Should I Still Buy A Home?

World events and government spending has led to soaring inflation. The Federal Reserve has only one tool in its arsenal to curb and reduce this trend – raising interest rates. While contemporary home buyers are accustomed to interest rates in the 2-4%, older homeowners remember 

Homeownership Is A Great Hedge Against Inflation

Homeownership Is A Great Hedge Against Inflation

Over the past couple of months, the news of rising inflation is fueling concern across the country. Currently, inflation is at a 40-year high. This is impacting household budgets the most as families try to make ends meet with less buying power. For potential home 

How to Price Your Home to Sell in a Softening Market

How to Price Your Home to Sell in a Softening Market

The summer selling season has come. Unfortunately, those home sellers who were looking forward to sky-high prices and multiple offers may be disappointed to find the market softening. In a declining market, pricing a home becomes critical to success.    Pricing your home in a 

What Can You Expect The Second Half of 2022 In The Housing Market?

What Can You Expect The Second Half of 2022 In The Housing Market?

Since the beginning of the year, the US economy has been cooling off. After several years of strong growth, rising inflation and energy costs are affecting US households in ways not seen since the 1970s. For those who are actively involved in the buying or 

Rising Interest Rates – Should I Lock in the Mortgage Rate?

Rising Interest Rates – Should I Lock in the Mortgage Rate?

One of the most important financial considerations of buying a new home is the interest rate paid on the mortgage. Over time, a higher interest rate can add thousands of dollars to the true cost of buying the home. When interest rates are low or 

Can an Expensive Home Still be Affordable?

Can an Expensive Home Still be Affordable?

Real estate prices across the country have increased dramatically in the past year. With increases in the 10-12% range, many potential homebuyers have given up and decided that homes are just too expensive to consider. While homes have become more expensive, it does not mean 

Can You Sell an Outdated House?

Can You Sell an Outdated House?

It seems that everywhere you turn there are companies who advertise buying ugly houses. These messages offer to quickly buy any house, regardless of the condition. The problem is that their offers are often significantly below market value. If you’re a seller whose home needs 

A Background on Credit Scoring Models

A Background on Credit Scoring Models

Homebuyers who have a better credit history over a longer stretch of time than a shorter one may benefit by a change to the credit-scoring model used by Experian. Up until about 2016, mortgage lenders didn’t use trended credit data and didn’t differentiate between types 

3 Things to Know Before Renting Out Your Home

3 Things to Know Before Renting Out Your Home

Home-sharing services such as Airbnb, HomeAway and FlipKey can make turning your home into a money-making vacation rental easy. The sites hold payments from guests who are renting private rooms or entire homes. All the host has to do is provide a key and then