Contractor Requirements – What to Expect from a Potential Contractor

Contractor Requirements – What to Expect from a Potential Contractor

Most homeowners do not have the expertise or interest in tackling a large home project, so they find a contractor to handle it for them. Hiring a contractor is very different from finding a handyman or gardener. A contractor must adhere to strict guidelines set 

Understanding the Difference Between Interest Rate and APR

Understanding the Difference Between Interest Rate and APR

One of the least understood aspects of obtaining a home loan is the difference between the interest rate and the APR (Annual Percentage Rate). At first glance, they sound like the same thing, but while they both impact the cost of the loan, they are 

Change the Feel of Your Room for $500 or Less Using Rugs

Change the Feel of Your Room for $500 or Less Using Rugs

Everyone is looking for easy ways to spruce up their home. As spring approaches, those warm, cozy rooms that were so inviting in the cold can look cluttered and dark. If redecorating every season isn’t in your budget – and how many people can – 

Understanding FHA-Approved Condos

Understanding FHA-Approved Condos

In order to use FHA financing to buy a condo, the condominium project must meet the eligibility requirements of the Federal Housing Administration (FHA). FHA-insured loans offer some significant benefits for the home buyer, such as lower down payment requirements and reduced lender fees, and 

FICO Shock? Your Lender Can Help with a Rapid Rescore

FICO Shock? Your Lender Can Help with a Rapid Rescore

If you’re ready to buy a new home, you know that a good FICO score is critical to the process. Your FICO affects not just your ability to buy a new home, but the interest rate and fees you’ll pay for the new loan. Often, 

Home Security Basics

Home Security Basics

News reports all over the country are filled with stories of rising crime. Homeowners and business owners alike are concerned and looking for better ways to safeguard their properties and lives. Fortunately, there is a wide variety of options available on the market; from full-service