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Starting in 2025, new credit scoring models will be used by lenders to determine the creditworthiness of potential homebuyers. Fannie Mae and Freddie Mac will mandate the adoption of the new FICO Score 10T and VantageScore 4.0 by the end of the year. For those …
Creating a health and wellness room in your home can be a positive step in prioritizing your well-being and fitness. A step beyond just room for an exercise bike, this room should include areas for reflection and calm. A place where you remove distractions and …
Most homeowners do not have the expertise or interest in tackling a large home project, so they find a contractor to handle it for them. Hiring a contractor is very different from finding a handyman or gardener. A contractor must adhere to strict guidelines set …
Retirement is an exciting new phase of life, and one most people look forward to their entire working life. For those ready to make this change, downsizing their home is an important decision. While the thought of leaving the family home can be emotional, there …
Title insurance is a critical component of the home selling process, yet many homeowners do not fully understand what it is or its value. Simply stated, title insurance protects both buyer and seller from any potential issues with the property’s title. When selling a home, …
You already know that the best way to sell your home, and for the most profit, is to hire a listing agent. The fact is that people who sell using a real estate agent make more profit and have a smoother transaction than those who …
One of the least understood aspects of obtaining a home loan is the difference between the interest rate and the APR (Annual Percentage Rate). At first glance, they sound like the same thing, but while they both impact the cost of the loan, they are …
Once a staple of real estate marketing, open houses are no longer as effective in selling a home as they once were. According to recent data from the National Association of Realtors®, only 7% of homebuyers found their home through an open house. Of those, …
Everyone is looking for easy ways to spruce up their home. As spring approaches, those warm, cozy rooms that were so inviting in the cold can look cluttered and dark. If redecorating every season isn’t in your budget – and how many people can – …
Winter is here, and with it comes cozy evenings and comfort food. Your weekend plans are more likely to include movies on the couch than a picnic in the park. This is the time of year when everyone takes a closer look at their home …
