#DowntownInTownAroundTown
Regarding your credit, you may think you know how to safeguard your FICO score– pay your bills on time and don’t overextend. However, some behaviors that seem harmless, or even helpful, could unexpectedly tank your score. Learning more about what these actions could be will …
Open houses have been a staple for home listings for decades. Often these are attended by people just driving by on a weekend day or neighbors curious about pricing and upgrades, but they can also be a strategic aspect of searching for a new home. …
We live in a fast-paced, digital world. Most home buyers start their search online and many rely on apps throughout the process. So, it makes sense that once they have the keys, they continue to look for technology to help them create and maintain their …
When buying or selling a home, there is a lot going on. It can be easy to get caught up in the process and activity and overlook details that are important. One of the most overlooked issues is to define what comes with the home. …
One of the biggest factors lenders use in qualifying potential home buyers is income. When coupled with credit scores, income is critical in reducing the risk for the lender which in turn gives the buyer better terms, lowering costs. For most borrowers, income is a …
You have heard it a million times, “buy the worst home in the best neighborhood.” While you do not necessarily want to buy a home straight out of a horror film, finding an affordable home that might need some updating or repairs in a GREAT …
In addition to mortgage payments, homeowner’s insurance costs, and property taxes, some homes are also located within a planned community that requires monthly HOA fees. HOA (Homeowner’s Association) costs may feel like junk fees that add little to no benefit to the homeowner, but these …
Starting in 2025, new credit scoring models will be used by lenders to determine the creditworthiness of potential homebuyers. Fannie Mae and Freddie Mac will mandate the adoption of the new FICO Score 10T and VantageScore 4.0 by the end of the year. For those …
Buying and selling a home can be stressful. Once you’re ready to move, the relief can leave you vulnerable to scams. Frankly, you’re so happy to be “done” that you can overlook red flags in your excitement. To protect your belongings and avoid extra costs …
As home prices continue to rise, consumers are getting a break from the Federal Housing Administration who regulates the loan limits for conforming and government guaranteed loan programs. Home loans are categorized into government guaranteed, conforming, and jumbo lending products. As the name suggests, jumbo …
