How Lenders Treat Commissions When Qualifying for a Home Loan

How Lenders Treat Commissions When Qualifying for a Home Loan

One of the biggest factors lenders use in qualifying potential home buyers is income. When coupled with credit scores, income is critical in reducing the risk for the lender which in turn gives the buyer better terms, lowering costs. For most borrowers, income is a 

Evaluating Schools When Moving – How to Involve Your Child House hunting is exciting and most likely, your child is excited

Evaluating Schools When Moving – How to Involve Your Child House hunting is exciting and most likely, your child is excited

House hunting is exciting and most likely, your child is excited along with you. They love to explore the possible bedrooms and dip their toes in the big backyard pool. However, when it comes to changing schools, their enthusiasm may start to wane. This might 

Bring the Essence of Summer Blooms Inside with These Quick Décor Ideas

Bring the Essence of Summer Blooms Inside with These Quick Décor Ideas

Summer is the perfect time to enjoy bright floral blooms in gardens and parks. Vibrant colors enhance warm weather views, inviting us to relax and enjoy the season. So, why not take a little time this weekend to transform interior spaces with some flower-themed accents? 

Finding An Affordable Home in a Great Neighborhood

Finding An Affordable Home in a Great Neighborhood

You have heard it a million times, “buy the worst home in the best neighborhood.” While you do not necessarily want to buy a home straight out of a horror film, finding an affordable home that might need some updating or repairs in a GREAT 

Avoiding Sky-Rocketing Homeowners Insurance Rates

Avoiding Sky-Rocketing Homeowners Insurance Rates

If you own a home, you know that you probably already maintain a homeowner’s insurance policy. Over the past few years, the cost of this insurance has soared. Wildfires, hurricanes, floods, and other natural disasters have caused insurance companies to dramatically increase premiums. But there 

5 Commonly Overlooked Items to Address Before Listing Your Home for Sale

5 Commonly Overlooked Items to Address Before Listing Your Home for Sale

Selling your home is a significant step and one of large financial consequences. Of course, you want to maximize your profit to allow you to achieve your future goals. You are aware that you need to make sure the home is in good condition and 

Are HOA Fees Really Necessary?

Are HOA Fees Really Necessary?

In addition to mortgage payments, homeowner’s insurance costs, and property taxes, some homes are also located within a planned community that requires monthly HOA fees. HOA (Homeowner’s Association) costs may feel like junk fees that add little to no benefit to the homeowner, but these 

Multi-Generational Living – A Path to Affordable Homeownership

Multi-Generational Living – A Path to Affordable Homeownership

In today’s increasingly expensive housing market, multi-generational living has emerged as a practical solution for families seeking homeownership. By pooling resources and sharing living spaces, this lifestyle not only allows more people to achieve their dream of owning a home but also offers additional benefits 

Pricing Your Home for Sale When Everyone Else is Overpriced

Pricing Your Home for Sale When Everyone Else is Overpriced

The past few years have been exciting for home sellers. Not only were home prices historically high but buyers were well qualified and enjoying low interest rates. Today’s housing market is dramatically different in many areas of the country. If you are considering selling your 

The Latest Investing Trend – Renter in One City, Landlord in Another

The Latest Investing Trend – Renter in One City, Landlord in Another

It’s no secret that investing in real estate is a great way to build wealth. Homeownership is the simplest way to invest in real estate. But what if you can’t afford to buy a home where you live? Or perhaps your lifestyle requires you to